What These Terms Cover For Indonesia
These Terms & Conditions apply when you create, access, or close a maeartoto account and when you use account-linked services where local law permits. They explain the details you must provide, the phone verification step before account access, and the checks we may make when a
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wallet or bank transfer does not match your account record. DANA, OVO, GoPay, and QRIS are shown as payment context, while bank transfer and virtual account requests may require matching account details. You must keep login details private, use your own account, and tell us promptly
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if access appears unusual. We may update wording when an operational or legal requirement changes; the current page applies after publication. If a provision conflicts with mandatory Indonesian law, that law takes priority.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.